.six { grid-template-columns: repeat(3, minmax(0, 1fr)); }

.usp-grid {
  display: grid;
  grid-template-columns: repeat(12, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2rem;
}
.usp-card {
  position: relative;
  grid-column: span 4;
  min-width: 0;
  min-height: 230px;
  padding: clamp(1.4rem, 2.6vw, 2.25rem);
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  color: var(--ink);
  background: #fff;
}
.usp-card.wide { grid-column: span 8; }
.usp-card.dark { color: #fff; background: var(--ink); border-color: var(--ink); }
.usp-card.blue { color: #fff; background: var(--blue); border-color: var(--blue); }
.usp-card .number { display: block; margin-bottom: 2rem; }
.usp-card.dark .number,
.usp-card.blue .number { color: #dbe8ff; }
.usp-card h3 { max-width: 15ch; font-size: clamp(1.5rem, 2.3vw, 2.25rem); text-wrap: balance; }
.usp-card p { max-width: 36rem; margin-bottom: 0; }

.journey-rail {
  position: relative;
  display: grid;
  grid-template-columns: minmax(220px, .72fr) minmax(0, 1.28fr);
  gap: clamp(2rem, 6vw, 6rem);
  margin-top: 2.25rem;
}
.journey-sticky { position: sticky; top: 118px; align-self: start; }
.journey-sticky p { max-width: 28rem; color: #526b82; }
.journey-meter {
  width: 4px;
  height: 190px;
  margin-top: 1.5rem;
  overflow: hidden;
  border-radius: 999px;
  background: var(--line);
}
.journey-meter span {
  display: block;
  width: 100%;
  height: var(--journey-progress, 20%);
  border-radius: inherit;
  background: var(--blue);
  transition: height .45s cubic-bezier(.2, .8, .2, 1);
}
.journey-steps { display: grid; gap: 1rem; }
.journey-step {
  min-height: 220px;
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
}
.journey-step b { display: inline-flex; align-items: center; gap: .8rem; font-size: clamp(1.4rem, 2.2vw, 2rem); }
.journey-step b::before { content: attr(data-step); font-size: .72rem; color: var(--blue); }
.journey-step p { max-width: 42rem; color: #526b82; }
.journey-step.is-current { border-color: var(--blue); box-shadow: 0 20px 60px rgba(20, 90, 242, .1); }

.process-flow {
  counter-reset: stage;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0;
  padding: 0;
  margin: 2.5rem 0;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  list-style: none;
  background: var(--line);
}
.process-flow li {
  counter-increment: stage;
  position: relative;
  min-width: 0;
  min-height: 170px;
  padding: 1.5rem 1.5rem 1.5rem 4rem;
  border: 1px solid var(--line);
  background: #fff;
}
.process-flow li::before {
  content: counter(stage, decimal-leading-zero);
  position: absolute;
  left: 1.25rem;
  top: 1.55rem;
  font-size: .72rem;
  font-weight: 850;
  color: var(--blue);
}
.process-flow b { font-size: 1.15rem; }
.process-flow p { margin-bottom: 0; color: #526b82; }

.decision-board {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2rem;
}
.decision-card {
  position: relative;
  min-width: 0;
  min-height: 300px;
  padding: 2rem;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
}
.decision-card::after {
  content: attr(data-letter);
  position: absolute;
  right: -.05em;
  bottom: -.25em;
  font-size: 9rem;
  font-weight: 900;
  line-height: 1;
  color: rgba(20, 90, 242, .07);
}
.decision-card h3 { font-size: clamp(1.7rem, 2.5vw, 2.4rem); }
.decision-card ul { padding-left: 1.1rem; }

.fee-value-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2rem;
}
.fee-value-grid article { padding: 1.5rem; border-top: 3px solid var(--blue); background: #fff; color: var(--ink); }
.package-switcher { display: flex; gap: .5rem; margin-top: 2rem; }
.package-switcher button {
  min-height: 44px;
  padding: .7rem 1rem;
  border: 1px solid var(--line);
  border-radius: 999px;
  font: 750 .9rem/1 inherit;
  color: var(--ink);
  background: #fff;
  cursor: pointer;
}
.package-switcher button[aria-pressed="true"] { color: #fff; border-color: var(--blue); background: var(--blue); }
.fee-compare { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1rem; margin: 1rem 0 2rem; }
.fee-compare article { min-width: 0; padding: 2rem; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; }
.fee-compare article.featured { border: 2px solid var(--blue); box-shadow: 0 18px 50px rgba(20, 90, 242, .1); }
.fee-head { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding-bottom: 1.25rem; border-bottom: 1px solid var(--line); }
.fee-head span { font-weight: 850; text-transform: uppercase; letter-spacing: .1em; color: var(--blue); }
.fee-head strong { font-size: 1.35rem; }

.check-list { padding: 0; list-style: none; }
.check-list li { position: relative; padding: .65rem 0 .65rem 1.65rem; border-bottom: 1px solid #e7edf3; }
.check-list li::before { content: "✓"; position: absolute; left: 0; font-weight: 900; color: var(--blue); }
.content-band.blue .button,
.content-band.ink .button { color: var(--blue); background: #fff; }

.faq details { overflow: clip; }
.faq details p { max-width: 54rem; color: #526b82; }
.faq summary { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 64px; list-style: none; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; flex: 0 0 auto; color: var(--blue); font-size: 1.5rem; }
.faq details[open] summary::after { content: "–"; }

.journey-chooser { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: .65rem; margin: 0 0 2rem; }
.journey-chooser button {
  min-height: 58px;
  padding: .8rem 1rem;
  border: 1px solid var(--line);
  border-radius: .85rem;
  font: 800 .9rem/1.2 inherit;
  color: var(--ink);
  background: #fff;
  cursor: pointer;
}
.journey-chooser button[aria-pressed="true"] { color: #fff; border-color: var(--blue); background: var(--blue); }
.contact-layout { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(260px, .8fr); gap: clamp(2rem, 5vw, 5rem); align-items: start; }
.contact-summary { position: sticky; top: 110px; padding: 1.75rem; border-radius: var(--radius); color: #fff; background: var(--ink); }
.contact-summary span { color: #dbe8ff; font-size: .72rem; font-weight: 850; letter-spacing: .1em; text-transform: uppercase; }
.contact-summary strong { display: block; margin: .7rem 0; font-size: clamp(1.7rem, 3vw, 2.7rem); line-height: 1; }
.contact-summary ul { padding-left: 1.1rem; color: #dbe8ff; }

@media (max-width: 900px) {
  .six { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .usp-card { grid-column: span 6; }
  .usp-card.wide { grid-column: span 12; }
  .decision-board { grid-template-columns: 1fr; }
  .decision-card { min-height: 230px; }
  .fee-value-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .contact-layout { grid-template-columns: 1fr; }
  .contact-summary { position: static; }
}

@media (max-width: 700px) {
  .six,
  .process-flow,
  .fee-compare { grid-template-columns: minmax(0, 1fr); }
  .usp-grid { grid-template-columns: minmax(0, 1fr); }
  .usp-card,
  .usp-card.wide { grid-column: auto; min-height: 0; }
  .journey-rail { grid-template-columns: minmax(0, 1fr); gap: 1.5rem; }
  .journey-sticky { position: static; }
  .journey-meter { width: 100%; height: 4px; }
  .journey-meter span { width: var(--journey-progress, 20%); height: 100%; transition-property: width; }
  .journey-step { min-height: 0; }
  .fee-compare article { padding: 1.4rem; }
  .fee-head { align-items: flex-start; flex-direction: column; }
  .process-flow li { min-height: 0; padding-right: 1.25rem; }
  .journey-chooser { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 560px) {
  .fee-value-grid { grid-template-columns: minmax(0, 1fr); }
  .fee-compare[data-active-package="plus"] [data-package-panel="premier"],
  .fee-compare[data-active-package="premier"] [data-package-panel="plus"] { display: none; }
}